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Falling victim to a scam can be stressful and frightening. Losing hard-earned money makes anyone feel helpless. However, there is always a way forward. This is truly a ray of hope: how to get money back from scams if the right steps are followed. Understand the scam and act quickly The first step is to report the incident immediately. Contact your bank and local authorities as soon as possible. Quick action can prevent further losses. Many scammers rely on fear and silence, so speaking up increases the chance of recovery. Seek professional help Legal experts and professionals who handle fraud cases can guide victims through the process. They know how to work with banks, financial services, and law enforcement to help recover money safely and effectively. Stay aware and informed Awareness is key to avoid future scams. Learning about common fraud methods helps people protect themselves. Taking action quickly and following the right steps not only increases chances of recovery but also bu...

Introduction   Faster Payments has changed the way we transfer money in the UK. It allows people to move funds almost instantly , making life easier for businesses and individuals. But while this speed is convenient, it has also created serious risks. Fraudsters have been taking advantage of Faster Payments to trick people into transferring money to criminal accounts. Many victims feel helpless when their money disappears in seconds, yet there are ways to fight back. This blog explores real case studies of victims who managed to claim lost money Faster Payments fraud and rebuild their financial confidence.   Case Study 1: A Retired Teacher Scammed Through a Fake Bank Call   Mrs. Wilson, a retired teacher from Manchester, received a call one morning from someone claiming to be from her bank’s fraud department. The caller knew her name, address, and partial account details, which made the situation sound convincing. He told her that criminals were trying to access her savin...

I never thought I would become a victim of a scam. Like many people, I trusted that when I made a bank transfer, my money was safe. But one day, everything changed. I became a victim of a push payment scam, and it left me feeling scared, confused, and helpless. In this blog, I want to share my story and explain how I found help. My hope is that others who face the same situation will not feel alone. How It Happened It started with what I thought was a normal phone call. The person on the other side sounded professional and kind. They said they were from my bank and told me that my account was in danger. They warned me that if I didn’t act fast, my money could be stolen. They asked me to transfer my money into what they called a “safe account.” I trusted them. I thought they were protecting me. Without thinking much, I made the transfer. Within minutes, I realized something was wrong. I tried to call the number again, but nobody answered. My heart sank. I had just sent away my savings t...

Push payment fraud is an increasing concern as digital payments become more common. Unlike traditional fraud, where a scammer directly accesses a victim’s account, push payment fraud involves a victim authorizing the payment, often unknowingly, due to fraudulent schemes. If you’ve been scammed, filing a push payment complaint can help resolve the issue and possibly recover your lost funds. This blog provides a step-by-step guide on how to file a push payment complaint with an ombudsman. 1. What Is Push Payment Fraud? Push payment fraud occurs when a scammer tricks a victim into authorizing a payment. Scammers typically use tactics like phishing, social engineering, or impersonation to convince the victim to transfer money to their account. Since the victim authorizes the payment, it becomes difficult to reverse once the transaction has been completed. Common forms of push payment fraud include: Impersonation Scams : Fraudsters impersonate a trusted figure, like a business partner...