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Recovering from Authorized Push Payment Fraud: A Step-by-Step Guide with Fair Legal

In the digital age, authorized push payment claim fraud has become one of the most prevalent financial crimes in the UK. Unlike traditional fraud, where criminals access your bank account without permission, APP fraud occurs when you're deceived into authorizing a payment to a fraudster. This can happen through various scams, including impersonation, investment, and romance scams. Understanding APP Fraud APP fraud is particularly concerning because the payments are authorized by the victims themselves, making them irreversible. The rise of digital banking and online transactions has made individuals more susceptible to such scams. New Regulations: Mandatory Reimbursement for Victims To combat this growing issue, the UK government, through the Payment Systems Regulator (PSR), introduced mandatory reimbursement rules for APP fraud victims.  These conditions include: ·          Timely Reporting: Victims must report the fraud w...
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10 Credit Card Payment Scams You Must Know (and How to Stay Safe)

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Credit card payment scams are everywhere today. Scammers are clever, but you can be smarter. If you know their tricks, you can avoid losing money. In this blog, we’ll look at 10 common credit card scams and simple tips to protect yourself. We’ll also show how Fair Legal can help if you’ve already been scammed .   1. Phishing Emails and Texts   Scammers send fake messages that look like they are from your bank or card company. They ask you to “confirm” your details. Once you type them in, the fraudster has your info.   - Never click links in random messages. Always log in directly on your bank’s official website.   2. Fake Online Shopping Websites   Fraudsters build websites that look professional and offer super-low prices. After you pay, you get nothing or a poor-quality product.   - Before buying, check reviews, company details, and whether the site has “ https:// ” with a lock icon.   3. Overpayment Scam   Someone pretends to buy somethin...
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